About the author

Thank you for taking the time to read this blog. My name is Melchor Lira and I am college student. I am not your typical "straight out of high school" college student. Because of financial reasons, I was unable to go to college right after high school. I worked to help support my family. After I got married, my wife and I made the decision that I would return to school. I am a husband and a father to two little children. In addition, I work full time. I plan on majoring in business and concentrating in finance. It is my love for finances that encouraged me to write this blog. However, this blog comes from personal experience as well. My wife, thankfully has a college degree so financially me going to school has not been a complete financial drain. However, there were many times when we first got married that finances were tough. We made some poor decisions, but are turning the situation around. I hope this blog helps you.